Michael has over 36 years’ experience in the financial services industry, specialising in investments, retirement planning including KiwiSaver, life insurance and disability insurance. He completed a Graduate Diploma in Business Studies endorsed in Personal Financial Planning and a New Zealand Diploma in Life Insurance. He is a member of the Institute of Financial Advisers.

Michael is an Authorised Financial Adviser and is able to provide you with a free, no obligation review of your financial service needs in the following areas:

• Retirement planning / KiwiSaver
• Investment planning
• Risk management – personal risk insurance including life insurance, health insurance, trauma cover, disability insurance and income protection
• General advice on asset protection and estate planning
• General advice on taxation relating to investments and insurance